Complaints

Complaints

We always strive to provide you with excellent customer service. In the rare case that we might not get things right, let us know what happened so we can resolve it.

Share your complaint
Complaints

We Want To:

icon

Make it easy for you to give us your feedback, tell us about your complaint or concerns

icon

Give your complaint our full attention

icon

Resolve your complaint without unnecessary delay

icon

Ensure that you are kept informed throughout the process

A step by step guide to our Complaints Procedure. Any oral or written expression of dissatisfaction, whether justified or not, from, or on behalf of, a person.

offer-arrow How will your complaint be handled?

Although we strive to provide you with excellent customer service, sometimes we don't get things right. In situations like these, we follow the procedure detailed below:

  • Log
    • We will confirm receipt of your complaints within 2 business days.
  • Advise
    • We will work closely with all relevant departments to ensure that a thorough investigation and resolution takes place.
  • Communicate
    • We will contact you regularly by telephone or email to keep you updated on the progress of your complaint.
  • Provide resolution
    • As soon as we have gathered all relevant information relating to your complaint, we will contact you with a resolution - so we can make matters right.

offer-arrow How and where to complain?

If we don't manage to meet your service expectations, you can tell us about your concerns in the following ways:

  • Visit any of our branches and speak to a member of our Customer Service team or contact your dedicated Relationship Manager.
  • Contact our 24/7 hour Call Centre on 600 52 9999, where our staff will be pleased to assist you.
  • The simplest way to raise a complaint is by getting in touch with us is via our Online Banking or Mobile Banking App.
  • Alternatively, you can email us directly at care@almasraf.ae

offer-arrow How long will it take?

We will try to solve your complaint as quickly as possible. Certain complaints may take up to 15 working days or more as our investigation is dependent upon responses from correspondent/ beneficiary banks.

If we can't reach an agreement together

We are confident that our complaint resolution process is both fair and robust. However, if we have been unable to provide you with a full and satisfactory resolution, you have the right to refer your complaint to Sanadak, the Ombudsman Unit for the United Arab Emirates.

Sanadak provides an independent, impartial, and transparent process to resolve financial and insurance complaints between consumers, Licensed Financial Institutions (LFIs), and Insurance Companies when internal processes fail, offering consumers a fair alternative to the judiciary system and assuming the roles of the Central Bank’s Consumer Happiness Center and the Insurance Dispute Resolution Committee.

Consumers can report their complaints to Sanadak if they have first registered a complaint with their Licensed Financial Institution (LFI) and were unable to reach an amicable settlement. For more information on the complaint process and to submit a complaint, please visit: www.sanadak.gov.ae

Banking Made Simple, Anywhere You Need It

Bank anytime, anywhere with our Online Mobile Banking platform, providing secure 24/7 access to your account. Manage and keep track of your finances with ease: pay bills, make secure transfers,manage your cards, all in one place.

Al Masraf Mobile App

You are currently browsing:

Complaints

Banking

Digital Banking

Support

About

Regulatory & Compliance

Locations & Access

Resources

Download App

almasraf-logo

Copyright © 2026 All rights reserved. Arab Bank for Investment & Foreign Trade (Public Joint Stock Company), licensed & regulated by the Central Bank of the UAE.
Last updated at 22/07/2026 01:30:10 PM