Make it easy for you to give us your feedback, tell us about your complaint or concerns
Give your complaint our full attention
Resolve your complaint without unnecessary delay
Ensure that you are kept informed throughout the process
Although we strive to provide you with excellent customer service, sometimes we don't get things right. In situations like these, we follow the procedure detailed below:
If we don't manage to meet your service expectations, you can tell us about your concerns in the following ways:
We will try to solve your complaint as quickly as possible. Certain complaints may take up to 15 working days or more as our investigation is dependent upon responses from correspondent/ beneficiary banks.
We are confident that our complaint resolution process is both fair and robust. However, if we have been unable to provide you with a full and satisfactory resolution, you have the right to refer your complaint to Sanadak, the Ombudsman Unit for the United Arab Emirates.
Sanadak provides an independent, impartial, and transparent process to resolve financial and insurance complaints between consumers, Licensed Financial Institutions (LFIs), and Insurance Companies when internal processes fail, offering consumers a fair alternative to the judiciary system and assuming the roles of the Central Bank’s Consumer Happiness Center and the Insurance Dispute Resolution Committee.
Consumers can report their complaints to Sanadak if they have first registered a complaint with their Licensed Financial Institution (LFI) and were unable to reach an amicable settlement. For more information on the complaint process and to submit a complaint, please visit: www.sanadak.gov.ae
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(Public Joint Stock Company), licensed & regulated by the Central Bank of the UAE.
Last updated at 22/07/2026 01:30:10 PM