Transaction Banking

Al Masraf Transaction Banking services are packaged to fit corporate business needs of Cash Management, Trade Finance, & Online banking Channels. Our Product spectrum caters to all segments of markets covering Government bodies, large, small & emerging Corporates, SME’s and all other Business Entities.

Transaction Banking
Cash Management Trade Finance Counter Indemnity

Trade finance products are structured to cater entire business needs of corporate covering Imports, Exports, Guarantees, Financing & Supply chain for both domestic & International markets

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offer-arrow Imports

Documentary Credit

A convenient and flexible payment solution that mitigates risks in international trade, our Documentary Credits can be tailored to the buyer’s specific requirements while giving suppliers assurance that they will be paid, bridging gaps between the changing requirements of all parties.

Standby Letters of Credit

A standby LC is close to a bank guarantee since the bank makes payment only when the buyer or importer defaults on their payment obligation towards the exporter.

Trust Receipt/ Loans against Import

To bridge the gap between paying for the imports and selling them on, we offer a loan against imports facility under Documentary Credit or Import Collection to help you extend the credit period. Goods are released to you under trust receipts, enabling their immediate use or sale.

Import Collection

Our solution means you can receive goods before you pay for them. We will manage the financial and commercial documents and make payment on your behalf.

Shipping Guarantee

If your goods arrive before the shipping documents, our shipping guarantee will allow you take the goods before the Negotiable Bill of Lading is received.

offer-arrow Exports

Export Documentary Credit

An export Documentary Credit protects you from the buyer’s credit risk. When you export under the Documentary Credit, issuing bank is liable to pay you, provided that all documents are as per stipulated terms and conditions.

Export Collection

Trade with confidence with our secure and cost-effective way to collect payments for your exports.

Export Bill Negotiation / Discounting

We can help you improve your cash flow by negotiating and discounting credit compliance documents at very competitive rates.

offer-arrow Guarantees

Demand Guarantee(s) allow you to secure agreements with suppliers, customers and others without having to find cash up front allowing you to free up your business funds for other purposes.

Types of Demand Guarantees include:

Performance Guarantee

Advance Payment Guarantee

Retention Guarantee

Payment Guarantee

Financial Guarantee

Labour Guarantee

Tender Bond

Banking Made Simple, Anywhere You Need It

Bank anytime, anywhere with our Online Mobile Banking platform, providing secure 24/7 access to your account. Manage and keep track of your finances with ease: pay bills, make secure transfers,manage your cards, all in one place.

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Last updated at 11/09/2026 07:14:31 PM