We offer different membership types that combine various account types and services into a single, convenient solution. These packages are designed to meet the specific requirements of different business, streamlining financial management and saving you time.

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CASA Account: Manage your day-to-day business transactions efficiently with our Current Account & Savings Account. These accounts provide features like Cheque Book, Debit Cards for convenient payments, and Overdraft facilities to handle temporary cash flow fluctuations. T&C apply*.

-   Current Account comes with several benefits such as:
  •  Delegated Relationship Manager. 
  • Verities of SME Bundle Categories.
  • Free Debit Card for Sole proprietorship   
  • Online Banking Service
  • Cheque Book for AED accounts. 
  • Comes in Major Foreign Currencies

-   Saving Account comes with several benefits such as: 
  • Profit Paid Account
  • Delegated Relationship Manager
  • Verities of SME Bundle Categories.
  • Free Debit Card for Sole Proprietorship
  • Online Banking Service 
  • Comes in Major Foreign Currencies.

-   Fixed Deposit Account: Earn attractive interest rates on your surplus funds with our Fixed Deposit Account. These accounts offer a secure way to grow your business capital while benefiting from competitive returns.
  • Flexible terms: Choose from a variety of Working Capital Facility periods ranging from 1 month to 1 year to perfectly align with your business needs.
  • Ease of Managing Global Operations: Open your Fixed Deposits in multiple major currencies, including USD, Euro, GBP and more, for seamless international transactions.

-   Call Deposit Account: Enjoy the flexibility of managing your surplus funds with our Call Deposit Account. These accounts provide a balance between liquidity and interest earned, allowing you to withdraw your funds with a short notice period.




You have many dreams and aspirations from your business, and Al Masraf Business Loans help you achieve your goals and realize your dreams

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Explore our SME Business Loan offering wide range of financial solutions tailored to meet your vision:  

-       Point of Sales Finance 
-       Project Finance 
-       Vehicles Fleet Finance 
-       Guarantee Facilities

Every business has its needs and with Al Masraf Cash Management solutions, you can fulfil them all in a rewarding manner

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Streamline your business operations with Al Masraf's comprehensive SME Bundle solutions.

Al Masraf caters to a wide range of business needs by offering a variety of account options. Whether you're a start-up entrepreneur or a well-established corporation, we have a business account that fits your needs.

Al Masraf SME Bundle is equipped with a range of features to empower your business:

  • Cheque Books: Issue cheques to your suppliers or for other business purposes.
  • Debit Cards: Make secure and convenient payments for business purchases.

    Unlock the potential of your business with a Working Capital Facility tailored to meet your specific short-term operational needs.

    1.     Letter of Credit 
    2.     Letter of Guarantee
    3.     Finance of Progress Payment Receipt
    4.     Trust Receipt Finance
    5.     Invoice Discounting
    6.     Cheque Discounting
    7.     Overdraft Facilities 

At our bank, we are committed to providing a range of specialized financial services and products designed to seamlessly meet all your banking needs. As a UAE National entrepreneur, you can benefit from a wide selection of solutions that include a comprehensive suite of features and services, all carefully designed to maximize your potential for success, in addition to exclusive rewards and simplified financial management.

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Introducing the Exclusive Entelaqati Package

We are pleased to offer our exclusive Entelaqati Package specifically for UAE National Start-up Businesses.

This bespoke package is equipped with special rates and tailored services designed to empower you to successfully:

  • Arrow Establish your new entrepreneurial venture with a strong financial foundation.
  • Arrow Grow and Expand your business capabilities through dedicated support and specialized funding options.

Unlock the potential of your start-up and leverage our commitment to supporting local enterprise growth. Below the list of fees and charges applicable to the package:

Service/Product Charges
Minimum Balance to be hold Free
Minimum Balance Charge Free
Annual Current Account Maintenance Charge Free
Al Masraf Online Banking - One Time setup & monthly fees Free
Salary Transfer - WPS Monthly MOHR charges Free
Salary Transfer - WPS per record or file conducted through online banking Free
Salary Transfer - Non WPS per record charges (Al Masraf Charges) Free
Online Electronic Domestic Fund Transfer in AED (Al Masraf Charges) Free
Inward Remittance Local Currency and Foreign Currency Charges Free
Online Cheque Book Request
• 1st Cheque book will be issued with 10 leaves for free
• Going Forward, the Entelaqati Customer eligible for 1 Free Cheque Book with 50 leaves once a month.
POS Machine Service (Channel Partner: Network International) Preferential Rate
Foreign Exchange Spot Rates (AED to Non-USD) Preferential Rate
Corporate Debit Card Free
Teller Transaction 6 per month
Dedicated Relationship Manager Yes
Monthly Membership Fee (Including VAT) AED 262.50

Open an account with us and enjoy your banking experience.

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(Public Joint Stock Company), licensed & regulated by the Central Bank of the UAE.