Al Masraf Cards are packed with exciting features and benefits which makes your shopping, travel and life style experience truly rewarding.
Al Masraf Credit Cards are packed with exciting features and benefits which makes your shopping experience truly rewarding!
Apply now
What do we offer?
Airport Lounge access
Priceless specials 2 for 1 offers
high loyalty points easily converted to cash back
Al Masraf Covered Card Features & Benefits
0.735 pts per 1 US$ - International spends
0.735 pts per 1 US$ - Local spends
(Equivalent to %1 Cashback)
NO MAX CAP
Yes
Not Applicable
Yes
Up to 500 without PIN
Yes
complimentary ride per year
Yes
Make an international spend of USD 1 or its local equivalent to activate this feature.
8per year
App Reg: Mastercard travel pass app
Yes
Offers throughout Middle East across
fine dining & activities
Yes
1GB free roaming per year
(Download, sign-up, verify, Redeem)
Not Applicable
Yes
Up to 2 items from a pre-determined
food/ drink list
Yes
Spend a minimum of 250 to get 40 off
Promo Code: MA40
20% on 1 food or grocery delivery orders per month
Promo Code: MASTERCARD
50% off on VIP monthly package
Yes
Up to 20% off on flight and hotel bookings
Yes
Complementary access to lounge at select cities. Complimentary access to fast-track service at select Airport
Yes
Free premium membership for 2 years, free account set-up, 30% off shipping in first month & 20% off for the remainder 2 yrs. membership
Not Applicable
Yes
Baggage loss/damage USD 3,000 Baggage delay: USD 300 Trip curtailment/cancellation: up to USD 7,500
Yes
Emergency medical, evacuation & repatriation up to USD 500,000 Medical expenses (accident or sickness): up to USD 500,000 Daily Hospital cash: USD 100
Yes
75%
90% of existing credit card limit
75%of the available limit
9
Get a 1-week complimentary Lingokids Plus memberships and a 50% discount on subsequent memberships for an unlimited time.Coupon code MASTERCARD50
25% off the annual 4K Pack membershipaccess 200,000+ hours of TV shows across 18+ languagesUse promo code: Z5MASTERCARDat checkout
12% off on Express Class and Business First tickets between London Paddington and Heathrow Airport.Use promo code: Mcard12at checkout
30-day free trial, followed by up to 61% off a 12 or 24-month plan, plus 4 extra months free.
Cardholders now receive up to 7% wallet credit on their next bookingUse promo code: Mastercardat checkoutCashback credited to Booking.com wallet within 70 days
Not Applicable
Please note that Bank issues credit cards subject to meeting AECB, CB UAE guidelines and banks internal credit, risk and compliance policies.
Cardholder should activate their card and choose their own PIN via our IVR by calling 600 52 9999 to use their card.
Cardholder can do a maximum of 3 without pin contactless transactions per day of 500 each. Post that they can do contactless transaction with Pin. Customer is responsible and liable for all the transactions.
Cardholder can call the contact center at 600 52 9999 to report any fraudulent transaction and block their card. Cardholder can submit a dispute form with the details to claim the amount back. A replacement card will be issued to the cardholder.
UAE Nationals
UAE Residents / Non-Residents
Age 18 years and above
Emirates ID
To download click here
Open your account in matter of minutes using your Emirates ID
Bank anytime, anywhere with our Online Mobile Banking platform, providing secure 24/7 access to your account. Manage and keep track of your finances with ease: pay bills, make secure transfers,manage your cards, all in one place.
Copyright © 2026 All rights reserved. Arab Bank for Investment & Foreign Trade
(Public Joint Stock Company), licensed & regulated by the Central Bank of the UAE.
Last updated at 22/07/2026 01:30:10 PM
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