Personal Islamic Banking

Al Masraf Offers lending solutions to support general business needs or growth objectives through our comprehensive selection of Personal Lending products.

Personal Islamic Banking
Personal Accounts Personal Finance Cards

We are pleased to introduce the launch of the Islamic Covered cards. Our customers now have the option to choose a fully Shari'ah'a compliant covered card. We offer the full range of cards World Elite, World, Platinum & Standard.

personal-card

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Multi Currency (, USD, EUR & GBP)

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Dedicated Relationship Manager

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Wide Range of Loan Products

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Preferential rates for Online Banking

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Free First Cheque Book

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Free Teller Transactions

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Free Monthly / Quarterly Statements

offer-arrow Al Masraf Covered Card Features & Benefits

World Elite

Al Masraf Mastercard

World Elite

World

Al Masraf Mastercard

World

Platinum

Al Masraf Mastercard

Platinum

Halal Offers

Enjoy exclusive Mastercard discounts at partnered halal restaurants when you travel to New York, London, Paris, Frankfurt, and Munich.

Explore a world of halal friendly accommodation tailored to your privacy and lifestyle needs.

Access an all-in-one travel suite to navigate your journey with ease and confidence.

Key Benefits

Percentages off your total food bill.

Halal-friendly beach resorts & villas.

All-in-one Travel Mobile App.

Key Features

Free starters or desserts.

Two-for-one on main courses.

Complimentary beverages.

And many more surprises.

Private secluded pools.

Ladies-only pools & no-alcohol hotels.

Wellness, thermal, and ski resorts.

Top-rated hotels for Umrah.

Real-time Qibla & Masjid locator.

In-flight prayer times & Halal Food blogs.

Halal-friendly travel packages.

Curated Halal Experiences.

Know Your Rights. Respect Your Responsibilities.

Understand before you commit. These benefits are provided through our partners (Mastercard, Halal Dining, Halal Booking, and Halal Trip) for Al Masraf Covered Cardholders.

Terms and conditions apply

How to get started?

get-started
01

Eligibility

  • right-arrow-gold Persons with valid passport
  • right-arrow-gold Valid UAE Visa for expats
  • right-arrow-gold Emirates ID
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02

Documents *

  • right-arrow-gold Application form click to download
  • right-arrow-gold Trade License copy
  • right-arrow-gold Valid Passport copies of owners
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03

Apply

Banking Made Simple, Anywhere You Need It

Bank anytime, anywhere with our Online Mobile Banking platform, providing secure 24/7 access to your account. Manage and keep track of your finances with ease: pay bills, make secure transfers,manage your cards, all in one place.

Al Masraf Mobile App

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Last updated at 09/10/2026 10:30:04 AM