Personal Islamic Banking

Al Masraf Offers lending solutions to support general business needs or growth objectives through our comprehensive selection of Personal Lending products.

We are pleased to introduce the launch of the Islamic Covered cards. Our customers now have the option to choose a fully Sharia’a compliant covered card. We offer the full range of cards World Elite, World, Platinum & Standard.

Apply now

Key Facts Statement (PDF)

Multi Currency (AED, USD, EUR & GBP)

Dedicated Relationship Manager

Wide Range of Loan Products

Preferential rates for Online Banking

Free First Cheque Book

Free Teller Transactions

Free Monthly / Quarterly Statements

Features & Benefits

Card 2

Al Masraf Mastercard

World Elite

Card 3

Al Masraf Mastercard

World

Card 4

Al Masraf Mastercard

Platinum

Halal Dining

Halal Booking

Halal Trip

Halal Offers

Enjoy exclusive Mastercard
discounts at partnered halal
restaurants when you travel
to New York, London, Paris,
Frankfurt, and Munich.

Explore a world of halal
friendly accommodation
tailored to your privacy and
lifestyle needs.

Access an all-in-one travel
suite to navigate your
journey with ease and
confidence.

Key Benefits

Percentages off your
total food bill

Halal-friendly beach
resorts & villas

All-in-one Travel
Mobile App

Key Features

Free starters or
desserts

Two-for-one on main
courses

Complimentary
beverages

And many more
surprises

Private secluded
pools

Ladies-only pools &
no-alcohol hotels

Wellness, thermal,
and ski resorts

Top-rated hotels for
Umrah

Real-time Qibla &
Masjid locator

In-flight prayer times &
Halal Food blogs

Halal-friendly
travel packages

Curated Halal
Experiences

Visit to Know More

Click here to
avail benefits

Click here to
avail benefits

Click here to
avail benefits

Know Your Rights. Respect Your Responsibilities.

Understand before you commit. These benefits are provided through our partners (Mastercard, Halal Dining, Halal Booking, and Halal Trip) for Al Masraf Covered Cardholders.

Terms and conditions apply

How to get started?

Eligibility

Persons with valid passport

Valid UAE Visa for expats

Emirates ID

Documents*

Application form click to download

Trade License copy

Valid Passport copies of owners

Apply

Apply online

Visit one of our branches

Bank on the go

Mobile Banking

High level security features are in place to make your online banking safe and secure with 24 hours access to all your accounts from anywhere.

Download App

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Last updated at 14/05/2026 09:06:40 PM