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| Personal Loans | ||
|---|---|---|
| Segment | Monthly Salary | Reducing Interest Rate per annum |
| HNW Segment | >=AED 80k | 9.49% |
| Affluent Segment | AED 15k - AED 79.9k | 10.49% |
| Mass Segment | < AED 15k | 13.49% |
| Personal Finance | ||
|---|---|---|
| Segment | Monthly Salary | Reducing Interest Rate per annum |
| HNW Segment | >=AED 80k | 9.49% |
| Affluent Segment | AED 15k - AED 79.9k | 10.49% |
| Mass Segment | < AED 15k | 13.49% |
| Auto Loans - New & Used Cars | ||
|---|---|---|
| Applicable for Salaried & Self Employed | ||
| Segment | Monthly Income | Reducing Interest Rate per annum |
| HNW Segment | >=AED 80k | 7.79% |
| Affluent Segment | AED 15k - AED 79.9k | 8.49% |
| Mass Segment | < AED 15k | 8.69% |
| Company | - | 8.99% |
| Auto Finance - New & Used Cars | ||
|---|---|---|
| Applicable for Salaried & Self Employed | ||
| Segment | Monthly Income | Reducing Interest Rate per annum |
| HNW Segment | >=AED 80k | 7.79% |
| Affluent Segment | AED 15k - AED 79.9k | 8.49% |
| Mass Segment | < AED 15k | 8.69% |
| Company | - | 8.99% |
| Home Mortgage Loans - Reducing Rates | ||
|---|---|---|
| Applicable for Salaried & Self Employed | ||
| Segment | Monthly Income | Variable rates |
| HNW Segment | >=AED 80k | 3m EIBOR + 3.29% margin Min 5.99% |
| Affluent Segment | AED 15k - AED 79.9k | 3m EIBOR + 4.29% margin Min 6.99% |
| Mass Segment | < AED 15k | 3m EIBOR + 5.29% margin Min 7.99% |
| Home Mortgage Finance - Reducing Rates | ||
|---|---|---|
| Applicable for Salaried & Self Employed | ||
| Segment | Monthly Income | Variable rates |
| HNW Segment | >=AED 80k | 3m EIBOR + 3.29% margin Min 5.99% |
| Affluent Segment | AED 15k - AED 79.9k | 3m EIBOR + 4.29% margin Min 6.99% |
| Mass Segment | < AED 15k | 3m EIBOR + 5.29% margin Min 7.99% |
| Overdraft - Reducing Rate per annum | |||
|---|---|---|---|
| Applicable for Salaried & Self Employed | |||
| Segment | Monthly Income | Salary Transfer/Non Salary Transfer | FD under Lien |
| HNW Segment | >=AED 80k | 9.49% | FD + 1% |
| Affluent Segment | AED 15k - AED 79.9k | 10.49% | FD + 1% |
| Mass Segment | < AED 15k | 13.49% | FD + 1% |
| Identifier | As of 25th April 2024 |
|---|---|
| EIBOR - 3 month | 5.12 |
| SOFR - 3 month | 5.32 |
High level security features are in place to make your online banking safe and secure with 24 hours access to all your accounts from anywhere.
